Protection with multiple guarantees

In life, there aren’t many guarantees, but with Performax Gold whole life insurance, you can count on:

  • Guaranteed death benefit
  • Guaranteed cash values
  • Guaranteed option to pay for your policy in 15 years

These guarantees give you permanent lifetime protection and the confidence you need to reach your long term financial goals. As well, you can leave the investment management to us.

Benefits

Keep up with your needs

with the flexibility to decrease your life insurance protection in the future

Build your cash value fast

 by making additional payments into your policy at your own pace using the deposit option

Earn an annual performance credit

you can use to buy more insurance and  build your cash value

Reach your long term financial goals

by using your equity and cash value withdrawals (subject to tax) as gifts for your children, grandchildren or favourite charity

Use your equity and cash value

as collateral for a bank loan, funding for education costs and other expenses

Access your cash value tax-free

if you become disabled, subject to terms and conditions

Plan details

Core plan:

  • Coverage amount starting at $25,000
  • Spread out cost of insurance to age 100 or pay them all in 15 years

Optional add-on:

  • Get extra protection by adding term life insurance
  • Skip payments if you become disabled, subject to certain conditions
  • Guarantee your future eligibility for life insurance
  • Protect your children and guarantee they can get their own life insurance in the future, regardless of their health

Note: Above features may be subject to terms and conditions.

Ready to buy?

If you’re ready to buy Performax Gold, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

Also consider

Term life insurance

Term life insurance is temporary, affordable insurance to help you protect your family’s financial future. Get rewarded with Manulife Vitality on select products.

Critical illness insurance

If you're diagnosed with a critical illness, a Manulife critical illness policy may provide some peace of mind so you can focus more on your recovery.