Overview

Lifecheque® Basic is your client’s solution to simple and affordable critical illness insurance. If your client is diagnosed with a covered critical illness, they’ll receive a lump-sum payment of the amount selected. How they spend it is entirely up to them.

Covered critical illnesses:

  • Cancer (life-threatening)
  • Heart attack
  • Stroke (cerebrovascular accident)
  • Coronary artery bypass surgery
  • Aortic surgery

Rates to go

Anyone aged 18-65 who’s looking for financial protection against the possibility of illness. The lump-sum benefit is tax-free and can be used for many purposes, such as:

  • Medical expenses
  • Loss of income
  • Home maintenance
  • Business continuity
  • Approval is based on a simple signed Health Declaration – no medical questionnaire or family history required
  • Return of Premium option
  • Premiums are level, single-scale renewable and are guaranteed not to change for the first five years
  • Premiums are payable until the policy anniversary date following the insured’s 75th birthday, at which time the policy will terminate
Issue Age 18-55 56-60 61-65
Coverage amounts available $25,000 $25,000 $25,000
$50,000 $50,000
$75,000

For more information, please refer to the Lifecheque Basic Advisor Product Guide.