Fertility coverage

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Help employees succeed as they grow their families

Starting a family is a goal for many of us, but this journey can be challenging for a variety of reasons. When family planning becomes complex, the emotional, physical, and financial impacts can be felt at home and at work.

Employees may be hesitant to share the challenges they are facing but an inclusive and supportive workplace can help them navigate family planning and its related challenges.

Introducing fertility coverage

To help you support your employees in reaching their goal to start a family, we’re launching the fertility treatment benefit. This benefit provides coverage for fertility treatments at Canadian fertility clinics.

Our standard plans already include coverage for fertility drugs.

Meaningful support for employees 

With 1 in 6 couples in Canada experiencing infertility1 – a number that has doubled in the last 40 years – and single-parents or same sex couples looking to grow their families, employers can play a meaningful role in helping members plan for their family.

Fertility treatments can be stressful, costly, and come with many unknowns.

Research from the American Psychiatric Association2 found men and women experience higher levels of anxiety and depression during in vitro fertilization (IVF) or other fertility treatments, compared to the general population.

Invest in success

This inclusive benefit can help you attract and retain talent as an employer of choice and can be an essential component of your organization’s full spectrum DEI strategy.

As they progress through this journey, ensuring employees have access to mental health and wellbeing support is also important. Together, these benefits help create a supportive and inclusive workplace that fosters engagement and productivity.

Fertility coverage is available as an additional benefit to your plan.

Get started

Speak to your Manulife representative about the options available to add fertility coverage to your plan.


There is no national plan covering IVF and other fertility services in Canada. Limited provincial coverage may be available for treatment or in the form of a tax credit.

Comprehensive coverage of fertility treatments is not standard in Canada. Some provinces offer limited coverage for fertility treatments.