Group benefits coverage for adoption in Canada

Inclusive support for employees

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Meaningful support to help employees growing their families

The journey to start or grow a family can be exciting, but it can also be complex and come with unique stresses and challenges. Employees may be hesitant to share when family planning becomes challenging but the emotional and financial impacts can affect all areas of their life, at home and work.

Introducing adoption coverage

Pursuing adoption is often a lengthy and costly process, taking months or years, with costs ranging from approximately $10,000 to $25,000 for private domestic adoption and approximately $25,000 to $50,000+ for international adoption.1

The adoption benefit helps you support your employees and relieve some of the challenges related to growing their families by providing coverage for adoption-related expenses.

Personalized support for employees

We have a dedicated team who can help employees with questions about their adoption coverage and the claims process.

Inclusive support for employees

A recent survey of Canadians’ awareness, attitudes and behaviour towards adoption found:

  • 5% of Canadians surveyed adopted in 2021, an increase from 1% in 2017.2
  • Nearly 1 in 3 (32%) say they have considered adoption in 2022, up from 1 in 4 in 2017.2

This inclusive benefit can help you attract and retain talent as an employer of choice and can be an essential component of your organization’s full spectrum DEI strategy.

Personalized support for employees

72% would stay at their company longer if they had access to fertility benefits3


Surrogacy and donor coverage is available as an additional benefit to your plan.

Get started

Speak to your Manulife representative about the options available to add fertility coverage to your plan.

1 2021 VF and adoption costs in Canada – MoneySense

2 2022 Dave Thomas Foundation for Adoption – 2022 Canada Adoption Attitudes Survey of 1,000 Canadians 18+ who reside in Canada

3 2023 Carrot Fertility – a global survey of 5,000 people between the ages of 25 and 40, across the U.S., U.K., Canada, India, and Mexico, currently employed, and are either in the planning stages or actively building a family. The survey conducted includes adoption as a component of fertility benefits.