Manulife’s innovative Certified Diversified® program provides an additional measure of confidence for plan sponsors choosing an investment line-up for their Capital Accumulation Plan (CAP). If the investments made available on the plan satisfy the established criteria for the Certified Diversified program, Manulife will certify that the plan’s fund line-up meets the CAP Guideline expectations for investment diversification, providing options that are sufficiently varied by investment style and objective. Manulife will issue an Investment Diversification warranty certificate to plan sponsors.