Manulife UL with Vitality Plus offers the same value and flexibility of Manulife UL with the additional rewards and benefits of Manulife Vitality. It’s unlike any permanent life insurance plan you’ve seen before.
Get insurance that's easy to understand and manage. It's universal life insurance that lets you:
- Enjoy tax-advantaged investment growth
- Leave a tax-free legacy for your loved ones
- Build account value you can access at any time (withdrawals may be taxed)
- Choose how involved you want to be in managing your money
- Reduce volatility by investing in a smoothed-yield investment option
- Earn higher returns on managed accounts than the corresponding designated retail fund
- Accelerate account value growth with competitive management fees
- Create collateral you can use for a bank loan
- Choose premiums that increase annually or choose to pay insurance costs that don’t increase
- Earn rewards for healthy living with Manulife Vitality Plus
More value with Manulife Vitality Plus
With this permanent life insurance plan, you’ll have access to the maximum benefits of the Manulife Vitality program – giving you permanent insurance that allows you to earn rewards and save on the cost of your insurance for making healthier choices.
Earn points when you complete educational, fitness and health-related activities. The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy.
What benefits are available with Manulife Vitality Plus?
- The opportunity to reduce the cost of your insurance
- Personalized health goals
- The opportunity to get an Apple Watch from just $0 to record your progress
- The ability to earn hundreds of dollars in rewards and discounts on popular brands
|Reward||Manulife Vitality Plus||Manulife Vitality Go|
|Premium savings||Up to 15% annual premium discount||N/A|
|Fitness trackers & wearables|
|Apple Watch||From just $01||N/A|
|Garmin||Free Vivofit 4 or 30% off other models||30% off select models|
|Fitbit||Up to 40% off select products
||Up to 40% off select products|
|Manulife Vitality rewards|
|Health screening – ExamOne®||Free at-home paramedical screening||N/A
|GoodLife Fitness||25% off individual one-year membership||N/A|
|Les Mills On Demand||30-day free trial & special rates on monthly subscriptions||30-day free trial & special rates on monthly subscriptions|
|Saucony||Up to 60% discount||15% discount|
|HelloFresh||Up to $148 in savings per program year||N/A
|Gift cards from popular brands||Win from active rewards||Win from active rewards|
|Amazon PrimeTM||One-year membership||N/A
|Headspace||30-day free trial||30-day free trial|
|ExpediaTM||Save up to 50% on two bookings per program year||N/A
Here’s what you get with Manulife UL with Vitality Plus:
- Up to 1% rate enhancement guarantee
- Choice of a wide range of investment account options including an investment account linked to the Performax Gold Investment Fund, offering a 1% minimum guarantee
- Competitive management fees
- Access to the maximum-value rewards and discounts that Manulife Vitality has to offer when you make healthier choices
Ready to buy?
If you’re ready to buy Manulife UL with Vitality Plus, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.
1 Initial payment does not include applicable taxes or upgrades which may include cellular models. Tax on initial payment is based on retail value of Apple Watch. Apple Watch Ultra, Apple Watch Series 8, and Apple Watch SE require an iPhone 8 or later with iOS 16 or later. Wireless service plan required for cellular service. Apple Watch and iPhone service provider must be the same. The full value of the Apple Watch SE is $329, comprised of monthly payments of $13.70 per month over 24 months. The full value of the Apple Watch Series 8 is $529, comprised of an initial payment of $97 plus tax, then monthly payments of $18 per month over 24 months. The full value of the Apple Watch Ultra is $1,099, comprised of an initial payment of $667 plus tax, then monthly payments of $18 per month over 24 months. Each monthly payment can be reduced to as little as $0 depending on how many Vitality Points you earn. Apple Watch SE can be upgraded to Apple Watch Series 8 for an additional $97. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.