Manulife UL with Vitality Plus

Universal life insurance

Manulife UL with Vitality Plus offers the same value and flexibility of Manulife UL with the additional rewards and benefits of Manulife Vitality. It’s unlike any permanent life insurance plan you’ve seen before.

Get insurance that's easy to understand and manage. It's universal life insurance that lets you:

  • Enjoy tax-advantaged investment growth
  • Leave a tax-free legacy for your loved ones
  • Build account value you can access at any time (withdrawals may be taxed)
  • Choose how involved you want to be in managing your money
  • Reduce volatility by investing in a smoothed-yield investment option
  • Earn higher returns on managed accounts than the corresponding designated retail fund
  • Accelerate account value growth with competitive management fees
  • Create collateral you can use for a bank loan
  • Choose premiums that increase annually or choose to pay insurance costs that don’t increase
  • Earn rewards for healthy living with Manulife Vitality Plus

Do you already have a universal life policy?

More value with Manulife Vitality Plus

With this permanent life insurance plan, you’ll have access to the maximum benefits of the Manulife Vitality program – giving you permanent insurance that allows you to earn rewards and save on the cost of your insurance for making healthier choices.

Earn points when you complete educational, fitness and health-related activities. The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy.  

What benefits are available with Manulife Vitality Plus?

  • The opportunity to reduce the cost of your insurance
  • Personalized health goals
  • The opportunity to get an Apple Watch from just $0 to record your progress
  • The ability to earn hundreds of dollars in rewards and discounts on popular brands  
  Manulife Vitality Plus Manulife Vitality Go
Insurance discounts
Insurance savings* Up to 15% annual premium or cost of insurance discount if you have Family Term with Vitality Plus or Manulife UL with Vitality Plus N/A
Fitness trackers & wearables
Apple Watch From just $01 N/A
Garmin Free Vivofit 4 or 30% off other models 30% off select models
Fitbit Free Fitbit Inspire 3™, or up to 40% off select products.  Up to 40% off select products
Manulife Vitality rewards
Health screening – ExamOne® Free at-home paramedical screening N/A
GoodLife Fitness 25% off individual one-year membership N/A
Orangetheory Fitness® Save up to $60 per month on membership N/A
Les Mills On Demand 30-day free trial & special rates on monthly subscriptions 30-day free trial & special rates on monthly subscriptions
HelloFresh Up to $148 in savings per program year N/A
Gift cards from popular brands Win from active rewards Win from active rewards
Amazon Prime™ $99 gift code for the value of a one-year Prime membership or use towards purchases on N/A
Headspace 30-day free trial 30-day free trial
Expedia™ Save up to 50% on two bookings per program year N/A

* There are no premium savings for Manulife Par with Vitality Plus™ based on Vitality Status™. Instead, Manulife Par with Vitality Plus customers have the potential to earn a Vitality dividend each year, based on their Vitality Status™.

Here’s what you get with Manulife UL with Vitality Plus:

  • Up to 1% rate enhancement guarantee
  • Choice of a wide range of investment account options including an investment account linked to the Performax Gold Investment Fund, offering a 1% minimum guarantee
  • Competitive management fees
  • Access to the maximum-value rewards and discounts that Manulife Vitality has to offer when you make healthier choices

Ready to buy?

If you’re ready to buy Manulife UL with Vitality Plus, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

How much insurance do you need?

Explore our tools to make sure you have the right insurance to protect you and your loved ones.

Manulife UL with Vitality Plus brochure guide

For a closer look at Manulife UL with Vitality Plus, download our brochure.

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