Earn rewards and benefits with your insurance!

Coverage and rewards

Really? An insurance plan that earns you rewards?

It’s true! What’s better than an insurance plan with points and rewards that help motivate you to achieve a healthier lifestyle?

You can earn Vitality Points™ through walks, workouts, bike rides – anything that gets you active and can be recorded with a wearable device. You can also earn points through meditation, getting a vaccine, dental checkups and online courses. And that’s just the tip of the iceberg!

Clearly, you don’t have to be a triathlete to earn lots of Vitality Points. You can turn those points into rewards like gift cards, discounts on popular brands like HelloFresh, GoodLife Fitness and Expedia™ – and savings on a wearable device.

Take a look at just how easy earning points in your day can be. You’re probably already doing lots of point-earning activities.  

Earn Vitality Active Rewards™ with verified workouts

A 30-minute workout is considered a “Standard Workout” and earns you 20 points per day. If you work out for 45 minutes, you earn 30 points per day for an “Advanced Workout.” These workouts contribute to your weekly points target. When you meet your target, you earn a spin4 for a chance to win more points or gift cards.

Is there a points maximum?

There is no maximum for total amount of points in the Program, however we have set a maximum of 6,000 points for the Verified Workout category and 1,500 points for the Athletic Events category, with a total of 7,500 for Physical Activity.

How to get Manulife Vitality rewards and improve your status

You start out at Bronze Status, with 0 points. As you accumulate points, your status will improve:

3,500 points
Silver Status

7,000 points
Gold Status

10,000 points
Platinum Status

By completing your Vitality Health Review™ and adding in some health screenings and vaccinations, you can reach Silver Status pretty quickly! Manulife Vitality Plus™ members get even more rewards when they improve their status by earning points.

Your Vitality Status™ renews at the end of the program year, and you’ll get 10% of the Vitality Points you earned in the previous year as a kickstart bonus!

Program partners

Just by signing up, you unlock discounts from Garmin, Les Mills and more! For specific partner benefits, click on the links below.

Filter by type

Active rewards and member offers:

Manulife Vitality app

Learn how the mobile app can help you get the most out of the program.

Learn more

Manulife Vitality rewards

You can protect your loved ones and have the opportunity to get hundreds of dollars’ worth of rewards and benefits just for having a Manulife insurance plan. That’s the incredible value of Manulife Vitality. We offer two versions – Manulife Vitality Plus™ and Manulife Vitality Go™ – to help you make the most of the program, based on your preference.

It’s easy to get rewarded!

Check out the Manulife Vitality Rewards tool to see how easy it is to earn Vitality Points™ and get rewarded!

Manulife Vitality Plus vs. Go

Wondering what the difference is between Manulife Vitality Plus and Go? It’s simple:

Manulife Vitality Go: All eligible Manulife life insurance plans automatically come with this version, at no extra cost.

Manulife Vitality Plus: You can upgrade to Plus for just $6 per month, giving you the opportunity to earn hundreds of dollars more in rewards and control the cost of your insurance premiums, up to 15% off.

  Manulife Vitality Plus Manulife Vitality Go
Insurance discounts
Insurance savings* Up to 15% annual premium or cost of insurance discount if you have Family Term with Vitality Plus or Manulife UL with Vitality Plus N/A
Fitness trackers & wearables
Apple Watch From just $01 N/A
Garmin Free Vivofit 4 or 30% off other models 30% off select models
Fitbit Free Fitbit Inspire 3™, or up to 40% off select products.  Up to 40% off select products
Manulife Vitality rewards
Health screening – ExamOne® Free at-home paramedical screening N/A
GoodLife Fitness 25% off individual one-year membership N/A
Orangetheory Fitness® Save up to $60 per month on membership N/A
Les Mills On Demand 30-day free trial & special rates on monthly subscriptions 30-day free trial & special rates on monthly subscriptions
HelloFresh Up to $148 in savings per program year N/A
Gift cards from popular brands Win from active rewards Win from active rewards
Amazon Prime™ $99 gift code for the value of a one-year Prime membership or use towards purchases on Amazon.ca N/A
Headspace 30-day free trial 30-day free trial
Expedia™ Save up to 50% on two bookings per program year N/A

* There are no premium savings for Manulife Par with Vitality Plus™ based on Vitality Status™. Instead, Manulife Par with Vitality Plus customers have the potential to earn a Vitality dividend each year, based on their Vitality Status™.

Earning points is easier than you think

The opportunities are all around! In fact, your habits may already be healthier than you think. From regular visits to the doctor and dentist, to choosing the stairs instead of the elevator, every little move you make adds up. And Manulife Vitality helps you keep score and earn rewards.

Each year, you have the chance to earn over 18,000 Vitality Points, and there’s a good chance you already do some point-earning activities as part of your regular routine…without even breaking a sweat!

How many points for that?

Table of point-earning activities
Vitality Points
Activity  
500 points Vitality Health Review (VHR)
1,000 points Non-smoker declaration
4,500 points Vitality Check™
1,000 points Preventative health checks
700 points Online education
1,040 points Weekly goals check-in
100 points Certification (first-aid and CPR training)
6,000 points Physical activity
1,500 points Athletic events
500 points Meditation (HealthyMind™)
400 points COVID-19 vaccination

+ bonus points with the Vitality Wheel™ and Vitality Squares™

Get ready to earn Vitality Active Rewards™

Want to stay motivated every week, with a chance to win more Vitality Points and gift cards from popular brands? No problem: earn Vitality Active Rewards!

When you meet your weekly Active Rewards targets through Standard or Advanced workouts, you’ll get a chance to spin the Vitality Wheel to win.**

Here's how it works

Get the app

When you open the Manulife Vitality app each Monday, click on “Weekly Target” to see a new weekly Vitality Points goal uniquely based on your activity levels. The goal may change from week to week to help keep you motivated and on track.

Get active

Over the next seven days, earn points from Standard and Advanced workouts. These points count towards hitting your weekly target. So, you get active, you get rewarded. Sounds pretty great, right?

Standard workout (20 Vitality Points): Walk 10,000 steps, or exercise for 30 minutes with a 60% maximum heart rate, or burn a personalized number of Active Calories.

Advanced workout (30 Vitality Points): Walk 15,000 steps, or exercise for 45 minutes with a 60% maximum heart rate, or burn a personalized number of Active Calories.

Spin

Once you reach your goal, you can immediately spin the Vitality Wheel! Each spin wins more Vitality Points or gift cards from brands like Amazon.ca, Tim Hortons, Starbucks, Walmart and more.

Plus, you’ll get a chance to play Vitality Squares each month, a game that also gives you the chance to win points and gift cards.

It’s true: Manulife Vitality grows with you so you have a more personalized experience throughout your life! When you reach ages 65, 71 and 81, the way you earn points evolves to make it even easier for you to earn Vitality Points™ and rewards!

Here’s how Manulife Vitality grows throughout your life:
  Through age 64 At age 65 For ages 71-80 For ages 81+
New vaccines added (points can be earned once per lifetime)

N/A

  • Pneumonia (200 points)
  • Shingles (200 points)

N/A

N/A

Steps required per workout type
  • Light: 5,000
  • Standard: 10,000
  • Advanced: 15,000
  • Light: 5,000
  • Standard: 10,000
  • Advanced: 15,000
  • Light: 4,000
  • Standard: 8,000
  • Advanced: 12,000
  • Light: 3,000
  • Standard: 6,000
  • Advanced: 9,000
Workout minutes at 60% of max heart rate per workout type
  • Light: 15 minutes
  • Standard: 30 minutes 
  • Advanced: 45 minutes
  • Light: 15 minutes
  • Standard: 30 minutes 
  • Advanced: 45 minutes
  • Light: 10 minutes
  • Standard: 20 minutes 
  • Advanced: 30 minutes
  • Light: 10 minutes
  • Standard: 20 minutes
  • Advanced: 30 minutes
Calories burned per workout type
  • Light: 100
  • Standard: 200
  • Advanced: 300
  • Light: 100
  • Standard: 200
  • Advanced: 300
  • Light: 50
  • Standard: 100
  • Advanced: 150
  • Light: 50
  • Standard: 100
  • Advanced: 150

Here's a recap of how Manulife Vitality grows throughout your life:

At age 65

You can now earn 200 Vitality Points each for pneumonia and shingles vaccines (once per lifetime).

At age 71+

  • Fewer daily steps required to earn Vitality Points for the three workout types (Light, Standard and Advanced). Step requirements are lowered even further at age 81!
  • Fewer daily workout minutes required for the three workout types.
  • Fewer daily active calories burned required for the three workout types.
  • Blood pressure target has been lowered, so it’s easier to earn 1,000 Vitality Points as part of your Vitality Check™.

Also at age 71, a lower blood pressure target comes into effect. If your blood pressure is equal to or below the healthy range of 140/90, you are eligible for 1,000 Vitality Points as part of your Vitality Check™. The healthy range before age 71 is 120/80.

Note: While points for pneumonia and shingles vaccines are added at age 65, points for mammograms and pap smears are removed at age 71, since they’re no longer recommended in that age range.2, 3

Program partners

Active rewards and member offers:

Manulife Vitality app

Learn how the mobile app can help you get the most out of the program.

Learn more