Affected by the floods in B.C.?
We’re here to help.
The floods in British Columbia are affecting many of our customers. We’re doing the right thing by supporting them through these difficult times.
If you’ve been directly affected by the floods, the following FAQ (frequently asked questions) outlines our available financial relief options – and how you can access them, as well as the measures we’ve put in place to help ensure you receive uninterrupted coverage and service.
Frequently asked questions
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Financial relief is available for our mortgage customers. Call us at 1-877-765-2265 to discuss your mortgage-payment deferral options.
Financial relief is available for our credit card customers. Call us at 1-844-323-7053 to discuss your financial relief options.
Yes, we can put a stop payment on the cheque and send you the money by either:
Yes, we’ll allow replacement medications and early refills to ensure your claims for eligible prescriptions are processed.
No problem -- we’ll work with a pharmacy of your choice to ensure your claims for eligible prescriptions are processed.
No proof is required. If you’re submitting a claim form, we only need a description of the medication and/or medical equipment and a note indicating that it’s been lost in the flood.
We’ll work with your provider(s) to reconstruct lost claims, secure receipts, etc. If the provider has also been affected by the floods, call us at 1-800-268-6195 to find a solution.
Let us know by calling 1-800-268-6195. We’ll cancel your cheque and reissue a new one to either the address we have on file or a temporary address you provide. Or, if your plan allows you to register for direct deposit, we can deposit your reimbursement directly into your bank account. Call us at 1-800-268-6195 to set this up.
Yes, we’ll replace your eligible medications and/or equipment that was lost in the floods even if you’ve reached your coverage maximum.
If your group retirement savings plan allows withdrawals, you can call us to request one. Or, you can make a request online through manulife.ca/GRO. If approved, we can send the money to you by directly depositing the payment into your bank account.
To set up either of these processes – or to find out if your plan allows withdrawals, call us:
Yes – you can defer your premium payments for up to 6 months. If your policy has lapsed as a result of the floods, we will reinstate within 6 months of the lapse without evidence of insurability. Deferred premiums or lapsed policies outside of the six-month period will be reviewed on a case-by-case basis. To request a premium deferral, call us at 1‑888‑626‑8543.
Yes – you can defer your premium payments for up to 3 months. If your policy has lapsed as a result of the floods, we will reinstate within 3 months of the lapse without evidence of insurability– provided premiums are back-paid. Deferred premiums or lapsed policies outside of the three-month period will be reviewed on a case-by-case basis. To request a premium deferral, call us at 1‑800‑268‑3763.
Yes, replacement of life-sustaining medication and medical equipment will be paid during the deferment period. When you’re completing the claim form, make sure you indicate that the medication and/or medical equipment was lost in the floods.
No, this wouldn’t be considered an early refill or replacement because we wouldn’t have any record of the previous purchase. If your items are eligible, you can submit for reimbursement as per your contract.
Prescription medications and medical equipment will be replaced if they’ve been lost as a result of the floods, up to current plan maximums. Other benefits requests will be considered on a case-by-case basis.
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