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Canada has lots to offer, including free health care but only for its residents. When you or your loved ones visit Canada, emergency medical expenses could leave you burdened with hefty bills. With Manulife CoverMe Travel Insurance for Visitors to Canada, you can get help covering unexpected medical expenses such as prescription drugs, dental, hospital, and healthcare practitioner services, so you don’t end up paying out-of-pocket.
All plans meet the requirement of super visa for parents and grandparents.
Our Visitors to Canada travel plans are comprehensive and flexible – all have the following benefits:
- Access to Manulife’s Travel Assistance 24/7 – 365 days a year
- Receive a full refund if your plans change or get cancelled before the effective date
- Side trips are covered when you travel to another destination from Canada3
Visitors to Canada travel insurance is highly recommended to prevent you from paying out-of-pocket for expensive health care services in case of a health emergency. Purchasing visitors to Canada travel insurance is mandatory if you are applying for super visa for parents and grandparents.
It is best to purchase visitor to Canada insurance before your arrival. This is because if you purchase the insurance after you arrive, there is a waiting period. A waiting period is an amount of time that you need to wait after purchase or after your arrival in Canada before you’re covered.
1 No coverage is provided for pre-existing medical conditions that existed within 180 days prior to the effective date. For example, if your travel date and policy effective date is June 30th, then any pre-existing medical conditions that existed between January 1st and June 30th are not covered.
- There has not been any new treatment prescribed or recommended, or change(s) to existing treatment (including a stoppage in treatment), and
- There has not been any change in medication, or any recommendation or starting of a new prescription drug, and
- The medical condition has not become worse, and
- There has not been any new, more frequent or more severe symptoms, and
- There has been no hospitalization or referral to a specialist, and
- There have not been any tests, investigation or treatment recommended, but not yet complete, nor any outstanding test results, and
- There is no planned or pending treatment.
3 A side trip is any trip taken to other countries from Canada (starts and ends in Canada) during the duration of your policy. Side trips do not cover your country of origin. Side trips must not exceed the lesser of 30 days/policy or 49% of the total number of coverage days in your policy.