Because I’m single, I always assumed that I didn’t need Life or Critical Illness Insurance. That said, I wasn’t sure, so I decided to do some research. Since there isn’t anyone I’d want to make a beneficiary, and my parents have enough money to cover my funeral costs if something happened to me, I realized that I probably didn’t need Life Insurance at this point. That said, it might make sense to get Critical Illness Insurance in case I had to take time off work due to a critical illness. Then, at least, I would be the one to get a payout that I could use to help me out in whatever way I needed.


I decided to skip Life Insurance for now, but I did get Critical Illness insurance during benefits re-enrollment at work. I even got additional coverage through an Individual Plan to help cover my expenses should I get critically ill and not be able to work. Since I’m supporting myself, it made me feel much better to know that if I got really sick, I would be able to get some money to help me pay the bills while I wasn’t working.    

Get more information

Find the support you need

Group Benefits support
Visit the Plan Member site by signing in with your Manulife ID to review your benefits plan and get more information and support options.

Individual Insurance support
You can reach out to Manulife CoverMe® to get additional information and support.