Manulife UL universal life insurance

Simple, straightforward and cost-effective 

Life is complicated enough—your insurance doesn’t have to be. Manulife UL is straightforward life insurance that comes with the opportunity to grow investments tax-deferred, whether you’re a hands-on and to hands-off investor. It is ideal if you want to:

  • Leave a tax-free legacy for your loved ones
  • Build cash value you can access later (withdrawals may be taxed)
  • Choose how involved you want to be in managing your money
  • Potentially reduce the impact of market volatility on your investments
  • Benefit from potentially higher returns on managed accounts
  • Take advantage of potentially lower investment account management fees
  • Create collateral you can use for a bank loan
  • Insure key people in your business

Core plan:

Coverage starts at $50,000 or $100,000 depending on the options chosen

Choose from a wide range of investment account options or opt for the simplicity of one investment account linked to the Performax Gold Investment Fund

Low management fee structure

Guaranteed rate enhancement on managed accounts

Guaranteed premium for a shorter, guaranteed period of time

Choose Manulife UL universal life insurance for cost-effective life insurance and investment choices for both hands-on and hands-off investors:

Get as involved as you like in managing your money based on your investment style and the level of risk you’re willing to take

If you have better than average health and lifestyle characteristics, you may save money on insurance costs

Choose premiums that increase annually or choose to pay insurance costs that don’t increase

Ready to buy?

If you’re ready to buy Manulife UL universal life insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

Do you already have a universal life policy?

Check your universal life investment accounts:

Have a question?

Contact us

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