FutureStep™ workplace savings plan

Simple, cost-effective plan for small and mid-size businesses

You’re looking for an affordable, easy-to-manage workplace savings plan that helps you attract and retain skilled employees, while offering your plan members a tax-deferred option to save for retirement.

What is FutureStep™?

It's a workplace savings plan that includes a registered retirement savings plan (RRSP) and an optional deferred profit sharing plan (DPSP).

It's designed for employers with a minimum of two employees and minimum annual contributions of $10,000.

What does FutureStep™ offer to your plan members?

Access to investments monitored by Manulife’s i-Watch® and covered by the Certified Diversified® warranty program

Investment management fees that are typically lower than the management expense ratio fees charged by individual mutual funds and banks 

Award-winning enrolment material as well as the Steps Retirement Program®

Extensive online educational materials, plan member services and toll-free support

Choose your workplace savings plan 

Speak to your advisor about the workplace savings plans that can help meet your business needs. If you don’t have an advisor, we can help you find one.


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Four key ingredients group plans can offer to help employees feel more confident as they near retirement.

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Have a question?

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