FutureStep™ workplace savings plan

Simple, cost-effective plan for small and mid-size businesses

You’re looking for an affordable, easy-to-manage workplace savings plan that helps you attract and retain skilled employees, while offering your plan members a tax-deferred option to save for retirement.

Plan details

What is FutureStep™?

It's a workplace savings plan that includes a registered retirement savings plan (RRSP) and an optional deferred profit sharing plan (DPSP). FutureStep™ is designed for employers with a minimum of two employees and minimum annual contributions of $10,000.

What does FutureStep™ offer to your plan members?

  • Access to investments monitored by Manulife’s i-Watch® and covered by the Certified Diversified® warranty program
  • Investment management fees that are typically lower than the management expense ratio fees charged by individual mutual funds and banks
  • Award-winning enrolment material as well as the Steps Retirement Program®
  • Extensive online educational materials, plan member services and toll-free support

Choose your group retirement plan

Speak to your Manulife representative to discuss group retirement plan options to help meet your business needs.

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See insights into the strong relationship between financial and personal wellness, and its impact on engagement and productivity.

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