Simple, cost-effective plan for small and mid-size businesses

You’re looking for an affordable, easy-to-manage workplace savings plan that helps you attract and retain skilled employees, while offering your plan members a tax-deferred option to save for retirement.

Plan details

What is FutureStep™?

It's a workplace savings plan that includes a registered retirement savings plan (RRSP) and an optional deferred profit sharing plan (DPSP). FutureStepTM is designed for employers with a minimum of two employees and minimum annual contributions of $10,000.

What does FutureStep™ offer to your plan members?

  • Access to investments monitored by Manulife’s i-Watch® and covered by the Certified Diversified® warranty program
  • Investment management fees that are typically lower than the management expense ratio fees charged by individual mutual funds and banks
  • Award-winning enrolment material as well as the Steps Retirement Program®
  • Extensive online educational materials, plan member services and toll-free support

Choose your group benefits plan

Speak to your Manulife representative to discuss group retirement plan options to help meet your business needs.

Health and Financial Wellness Approach

See insights into the strong relationship between financial and personal wellness, and its impact on engagement and productivity.

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