Customize your group benefits plan

Strategies for businesses with more than 50 plan members

Customize your plan to maximize plan member benefits while containing your costs.


Plan options

Offer programs that support healthier lives

The following programs bring added value to your plan and can help your employees feel better, quicker.

Keep your drug plan sustainable

Support employee health while managing costs with:

  • My Drug Plan
  • Manulife DrugWatch™
  • Specialty Drug Care
  • Prior authorization
  • Preferred pharmacy networks
  • Reasonable and customary limits on dispensing fees
  • Mandatory generic substitution

Tailor your dental plan

Choose what's best for your employees and cover an appropriate mix of:

  • Basic and supplementary services (such as cleanings, fillings and x-rays)
  • Dentures
  • Major restorative services

Set deductibles and maximums

Offer extended health care services such as:

  • Vision
  • Chiropractic
  • Massage care

Other professional services

Choose whether to include:

  • Dieticians
  • Social workers
  • Kinesiologists
  • Sports therapists

Provide flexible plans

Use health spending accounts to avoid locking in costs for health products or services your plan members may not use, while giving them flexibility to make their group benefits plan their own. Offer personal insurance, giving plan members an opportunity to purchase their own insurance  for themselves, their spouse and eligible dependent children; and their coverage is portable.

Get exactly what you need

Choose benefits à la carte so you only pay for what you need—for example:

  • Life insurance
  • Critical illness insurance
  • Accident protection–including coverage for business travel and special events

Benefits without Borders

Provide benefits for your Canadian and non-Canadian plan members working in the US or internationally, plan members returning from an extended period outside of Canada, non-Canadian plan members working for you temporarily, and non-Canadians working around the world for you.

Choose your group benefits plan

Speak to your Manulife representative to discuss group benefit plan options to help meet your business needs.

Health and Financial Wellness Approach

See insights into the strong relationship between financial and personal wellness, and its impact on engagement and productivity.

Learn more

Learn about employee wellness and engagement at the workplace