Customize your group benefits plan

Customize your plan to maximize plan member benefits while containing your costs.

Support employee health while managing costs with:

• My Drug Plan
• Manulife DrugWatch™
• Specialty Drug Care
• Prior authorization
• Preferred pharmacy networks
• Reasonable and customary limits on dispensing fees
• Mandatory generic substitution

Choose what's best for your employees and cover an appropriate mix of:

• Basic and supplementary services (such as cleanings, fillings and x-rays)
• Dentures
• Major restorative services

Offer extended health care services such as:

• Vision
• Chiropractic
• Massage care

Choose whether to include:

• Dieticians
• Social workers
• Kinesiologists
• Sports therapists

Use health spending accounts to avoid locking in costs for health products or services your plan members may not use, while giving them flexibility to make their group benefits plan their own. Offer personal insurance, giving plan members an opportunity to purchase their own insurance  for themselves, their spouse and eligible dependent children; and their coverage is portable.

Choose benefits à la carte so you only pay for what you need—for example:

• Life insurance
• Critical illness insurance
• Accident protection–including coverage for business travel and special events

Provide benefits for your Canadian and non-Canadian plan members working in the US or internationally, plan members returning from an extended period outside of Canada, non-Canadian plan members working for you temporarily, and non-Canadians working around the world for you.

Speak to your Manulife representative to discuss group benefit plan options to help meet your business needs.