Sample contracts for insurance products

Insurance solutions designed for your future

Buying life or health insurance is a smart decision. It shows you recognize how important it is to protect everything in your life that you value.

Understanding what you’re buying is the first step to making sure you’re protected – that’s why we’ve provided the following sample contracts. Read them over before you buy insurance so you can make an informed decision.

The second step is choosing a company you can rely on. That’s Manulife. We’re here for you today and for your future.

Sample contracts

Life insurance

Manulife UL

• Manulife UL Client Investment Select^TM
  • Renewable Term to age 100, face plus – one insured
  • Level to age 100, account value – two insureds
  • Level 10‐pay, face plus – one insured
    The above selection represents a sampling of Manulife UL Client Investment Select contracts. Additional cost types and death benefit options are available. If the option you prefer is not displayed above, contact your advisor.
    If you would like to enhance your Manulife UL policy with additional insurance protection, consider adding a Term Insurance Rider (TIR) or a Child Protection Rider (CPR).
    
• Manulife UL Gold Investment Account^TM
  • Renewable Term to age 85, level death benefit – two insureds
  • Level cost to age 100, face plus – one insured
    The above selection represents a sampling of Manulife UL Gold Investment Account contracts. Additional cost types and death benefit options are available. If the option you prefer is not displayed above, contact your advisor.
    If you would like to enhance your Manulife UL policy with additional insurance protection, consider adding a Term Insurance Rider (TIR) or a Child Protection Rider (CPR).
    

InnoVision

• InnoVision with Investment Accelerator Option
• InnoVision with Valued Client Bonus
• InnoVision riders

Security UL

• Security UL
• Security UL riders

Whole Life

• Manulife Par

• Single life – Paid-up insurance dividend option
• Single life – Cash dividend option
• Joint last-to-die – Paid-up insurance dividend option
• Manulife Par – Riders

• Performax Gold

• Performax Gold
• Performax Gold riders
  

Term

• Family Term with Vitality
• Manulife Quick Issue Term
• Family Term
  
• Business Term