CoverMe® Guaranteed Issue life insurance

Acceptance is guaranteed

As you grow older, it can be difficult to get affordable life insurance – especially if you have any health concerns. If you’re a Canadian resident between 40-75, Guaranteed Issue Life Insurance guarantees your acceptance for coverage, regardless of your health history.

Core plan:

Your beneficiaries receive a tax-free, lump-sum benefit after your death

Coverage from $5,000 to 25,000 

Choosing Guaranteed Issue life insurance gives you solid protection for a lifetime, starting at the age you need it most:

Get guaranteed acceptance with no health questions or medical exams at the time of application.

Choose the coverage amount that's right for you and your budget

Save money with premiums that will not increase and coverage that will not decrease.

Your benefits will increase 5X (up to $125,000) if you die accidentally before age 85

Earn AIR MILES® reward miles.

Save up to 20% on your premiums as a non-smoker

You’ll receive a living benefit with a one-time tax-free cash advance of up to 50% of your coverage if you are diagnosed as terminally ill with 12 months or less to live. Your policy must have been in effect for at least two years

Purchase your coverage with confidence, with a 30-day money-back guarantee


Ready to buy?

You can get a quote and purchase this insurance online through CoverMe.

Get a quote

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CoverMe™ Knowledge Centre: Frequently Asked Questions

CoverMe™ Life Insurance Frequently Asked Questions