Exclusive Manulife Vitality Plus™ offer for advisors!

Get a one-year age setback and $0 Vitality® charge!

Get this exclusive value

With Family Term with Vitality PlusTM, policyowners get financial protection plus the potential to enjoy hundreds of dollars in rewards and insurance savings.

As an advisor, you get more exclusive value than anyone when you purchase your own Family Term with Vitality Plus policy! 

Exclusive advisor offer:

  • 1-year age setback on premium rates
  • Waived Vitality® charge ($72 annual savings)
  • The opportunity to be a Manulife Vitality ambassador with your own first-hand experience
  • The person insured must be the servicing advisor who has a valid, active contract with Manulife at the time of policy issue. 

Get started!

You can illustrate the advisor offer using Manulife Illustrations. 

Select Family Term with Vitality Plus, choose your coverage options2, and set you age to one year younger. 

The Vitality charge will still be reflected in the illustration but will be waived when the policy is issued. 

Attach your illustration to your Manulife E-Application. 

FAQs

The person insured must be the servicing advisor who has a valid, active contract with Manulife at the time the policy issued.

There are two features of the special offer for advisors.

  • The premium rates we charge are the rates for the issue age one year younger (does not apply to rider coverages).
  • We waive the Vitality charge for as long as the policy remains in effect.

Yes. It is the same as running a Family Term with Vitality Plus illustration with the age one year younger. Note the Vitality charge will still be reflected in the illustration but will be waived at issue.

Yes, the policy owner can be a corporate entity, however the servicing advisor must be the insured. Note, only one person may be insured under the coverages on a Family Term with Vitality Plus policy. All insurance coverages are single-life only.

No, the offer is for life licensed advisors only who have a valid contract with Manulife. Note, only one person may be insured under the coverages on a Family Term with Vitality Plus policy. All insurance coverages are single-life only.

No, the person insured must be the servicing advisor who has a valid, active contract with Manulife at the time the policy issued.

The Vitality charge cannot be excluded from the illustration however, it is waived at issue.

The amount of insurance requirements for this special offer are no different than Family Term with Vitality Plus. The minimum is $250,000.

No. The policy must be a net new business sale. It cannot be the result of a policy change (for example, a term conversion or a plan exchange).

The available coverage options are the same as for Family Term with Vitality Plus. This includes Term-10, Term-20, Term-65, and Term-Life.

No. The offer is limited to one policy.

You can submit your application either through the E-application or through paper application (NN7000). Attach the illustration and make a note that you are applying for the advisor special offer.

Contact your dedicated Manulife Wholesaler. They would be happy to answer any additional questions.

It’s easy to get rewarded!

Check out the Manulife Vitality Rewards tool to see how easy it is to earn Vitality Points™ and get rewarded!

Try the rewards tool

Here’s how Family Term with Vitality Plus works:

Get protected

Purchase a minimum of $250,000 in coverage.

Save money

Get an instant 10% off premiums in the first year, plus the chance to save up to 15% in subsequent years based on your Vitality Status™.

Get rewarded

Earn hundreds of dollars in rewards from Expedia, adidas, Apple Watch, Garmin, Fitbit and more.

You could earn more in savings than you pay in your first year1:

Cost of Family Term with Vitality Plus:

$181.68

Savings earned with Manulife Vitality Plus rewards:

$1,151.00

Waived Vitality charge:

$72.00

Overall potential savings:

$1,041.32

As a Manulife Vitality Plus member yourself, you’ll be able to share your experience with your clients and speak about it as a true ambassador.

Cecilia T.

Manulife Advisors like Cecilia T. know the value of Manulife Vitality, for both themselves and their clients. She says, "Being member of the Manulife Vitality program is extremely important so that I can better promote it to my clients."

This offer is exclusive to Manulife Canada contracted Insurance advisors.

Offer is valid until November 12, 2025.

1 Family Term with Vitality Plus quote is based on a 40-year-old female, Healthstyle 3 with $250,000 in Term-10 coverage. The advisor offer and 10% premium discount have been applied to this quote. Savings earned with Manulife Vitality Plus rewards is based on Silver Status rewards during the first year of the Vitality program, purchase of an Apple Watch Ultra 2 with $0 monthly payments earned ($452 value), ExamOne health check ($120 value), 25% off the Ultimate GoodLife membership ($259.94 value), $20 HelloFresh savings and maximum Expedia bookings at 15% off ($300 value).

2 Minimum face amount: $250,000.

Garmin and vívosmart are registered trademarks of Garmin Ltd. or its subsidiaries. Limit two devices at checkout. Offer may not be combined with any other coupons, discounts, promotions or rebates. Discount is subject to Garmin Terms and Conditions. Some exclusions may apply, such as newly launched products for 60 days or more post-launch. Offers subject to change at the discretion of Garmin.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit in the U.S. and other countries.

Expedia and the Expedia Logo are either registered trademarks or trademarks of Expedia, Inc. in the United States and/or other countries. All other trademarks are the property of their respective owners.

Eligible members can earn a discount on online purchases only at adidas.com, for up to $1000 per coupon code. The amount of discount for Plus members will vary based upon Vitality Member’s Vitality status (Bronze -15%, Silver - 20%, Gold - 25%, Platinum - 30%). Go members can earn 15%, regardless of status. Some exclusions apply. See adidas.ca for details.

Offer good for 15%, 20%, 25% or 30% off full price items adidas.ca and adidas.ca/fr. Enter code at checkout to apply discount up to $1000. One use per customer. Offer cannot be combined with other offers, additional coupons, or discounts. Offer is not valid on prior purchases. Offer not valid for cash. While quantities last. Exclusions apply, including but not limited to: 4D, Select Ultraboost, Pharrell x adidas, Disney, adizero adios pro, Human Made, limited edition Originals, Select Samba, Select Gazelle, Select Campus, Select NMD, Select Stan Smith, Select Superstar, Gift Cards and purchases on the Confirmed App. Valid on domestic Canadian orders only. adidas reserves the right to change terms and conditions, substitute offer of equal or greater value and end offer at any time without notice. Void where prohibited or restricted by law.Fitbit, Fitbit Inspire 3 and the Fitbit logo are trademarks or registered trademarks of Fitbit in the U.S. and other countries.

Insurance products are issued by The Manufacturers Life Insurance Company. The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. The Manulife Vitality program is available with select policies.

Vitality and Vitality Points are trademarks of The Vitality Group International, Inc., and are used by The Manufacturers Life Insurance Company and its affiliates under license.

Family Term with Vitality Plus is a trademark of and is sold by the Manufacturers Life Insurance Company.

Manulife, Stylized M Design, and Manulife & Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

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