Ways to reduce cost related to workplace injuries
The workers compensation system in Canada provides an important service for Canadians that are injured or who sustain physical or mental disabilities or chronic illnesses in the workplace. The cost for these services can fluctuate for employers based on – among other factors – claim costs; however, there are ways employers can keep these costs down.
Reducing claim frequency reduces Workers’ Compensation Board premiums. Analyzing injuries and claims allows employers to understand what’s driving incidents and take steps to reduce lost-time claims. Tracking work-related injuries (such as the nature of injury and the diagnosis) can allow for an examination of trends and recommendations for preventative measures.
Proactive and effective case management from the insurance provider can help to shorten the time during which an employee is off work and ease their transition back into the workforce. If possible, it’s important to stay involved and ensure they are receiving appropriate and timely treatment with a goal of returning to work.
Early and safe return to work
An effective return to work program involves communication and commitment from all parties involved, whether it’s the worker, case manager, employer, physician, or another stakeholder. Providing accommodation in duties and hours can allow the employee a gradual return to full-time employment. Accommodations to reduce lost time could include simple modifications to the work site, graduated work hours, alternate or shared duties, and so forth.
Controlling the risks of workplace injuries ultimately is a benefit to your employees, but also helps to control Workers’ Compensation Board premiums and your company’s bottom line. For more details about preventing and managing workplace injuries contact your Manulife representative.