Family Term with Vitality Plus is term life insurance: the financial protection you’re looking for, with added value for your money and your health. It’s an affordable, flexible solution to help your family:
- maintain a comfortable lifestyle
- pay off the mortgage and other debts
- fund education and retirement savings
Plus, with added Manulife Vitality benefits, you can earn rewards for healthy living.
More value with Manulife Vitality
With this term life insurance plan, you’ll have access to the maximum benefits of the Manulife Vitality program – giving you term insurance that allows you to earn rewards and save on your premiums for making healthier choices.
Earn points when you complete educational, fitness and health-related activities. The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy.
- The opportunity to reduce your insurance premiums
- Personalized health goals
- The opportunity to get an Apple Watch from just $0 to record your progress
- The ability to earn hundreds of dollars in rewards and discounts on popular brands
|Reward||Manulife Vitality Plus||Manulife Vitality Go|
|Insurance savings*||Up to 15% annual premium or cost of insurance discount if you have Family Term with Vitality Plus or Manulife UL with Vitality Plus||N/A|
|Fitness trackers & wearables|
|Apple Watch||From just $01||N/A|
|Garmin||Free Vivofit 4 or 30% off other models||30% off select models|
|Fitbit||Free Fitbit Inspire 3™, or up to 40% off select products.||Up to 40% off select products|
|Manulife Vitality rewards|
|Health screening – ExamOne®||Free at-home paramedical screening||N/A
|GoodLife Fitness||25% off individual one-year membership||N/A|
|Les Mills On Demand||30-day free trial & special rates on monthly subscriptions||30-day free trial & special rates on monthly subscriptions|
|Saucony||Up to 60% discount||15% discount|
|HelloFresh||Up to $148 in savings per program year||N/A
|Gift cards from popular brands||Win from active rewards||Win from active rewards|
|Amazon Prime™||One-year membership||N/A
|Headspace||30-day free trial||30-day free trial|
|Expedia™||Save up to 50% on two bookings per program year||N/A
* There are no premium savings for Manulife Par with Vitality Plus™ based on Vitality Status™. Instead, Manulife Par with Vitality Plus customers have the potential to earn a Vitality dividend each year, based on their Vitality Status.
- Get access to the maximum-value rewards and discounts that Manulife Vitality has to offer when you make healthier choices
- Choose $250,000 to $25 million in coverage
- Pay level premiums for 10 years, 20 years, to age 65 or for life
- Cover your family’s bereavement counseling costs up to $1,000
- Get a cash advance if you are diagnosed with a terminal illness
- Get protection in case of serious injuries or accidental death
- Benefit from flexibility – premium payments could be waived if you become disabled
- Guarantee your future eligibility for life insurance with a Guaranteed Insurability Option rider
- Help protect your children and guarantee they can get their own life insurance and critical illness insurance in the future, regardless of their health
- Ensure you and your business partners can purchase additional coverage in the future as your business grows, without providing medical evidence
Ready to buy?
If you’re ready to buy Family Term with Vitality Plus insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.
Get Apple Watch.
Individual Manulife Vitality program members get an Apple Watch from just $0*Learn more
Insurance products are issued by The Manufacturers Life Insurance Company. The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. Vitality, Vitality Status, Vitality Active Rewards and Vitality Points are trademarks of Vitality Group International, Inc., and are used by The Manufacturers Life Insurance Company and its affiliates under license. Points levels for each Vitality Status and activity are subject to change. Eligibility for specific rewards or participation in specific reward programs may vary depending on the province of residence, Vitality Status, and/or the type and in force status of Manulife Vitality insurance policy that is held.
1 Initial payment does not include applicable taxes or upgrades which may include cellular models. Tax on initial payment is based on retail value of Apple Watch. Apple Watch Ultra, Apple Watch Series 8, and Apple Watch SE require an iPhone 8 or later with iOS 16 or later. Wireless service plan required for cellular service. Apple Watch and iPhone service provider must be the same. The full value of the Apple Watch SE is $329, comprised of monthly payments of $13.70 per month over 24 months. The full value of the Apple Watch Series 8 is $529, comprised of an initial payment of $97 plus tax, then monthly payments of $18 per month over 24 months. The full value of the Apple Watch Ultra is $1,099, comprised of an initial payment of $667 plus tax, then monthly payments of $18 per month over 24 months. Each monthly payment can be reduced to as little as $0 depending on how many Vitality Points you earn. Apple Watch SE can be upgraded to Apple Watch Series 8 for an additional $97. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.