Family Term with Vitality Plus™ Life Insurance

Family Term with Vitality Plus is term life insurance: the financial protection you’re looking for, with added value for your money and your health. It’s an affordable, flexible solution to help your family:

  • maintain a comfortable lifestyle
  • pay off the mortgage and other debts
  • fund education and retirement savings

Plus, with added Manulife Vitality benefits, you can earn rewards for healthy living.

More value with Manulife Vitality

With this term life insurance plan, you’ll have access to the maximum benefits of the Manulife Vitality program – giving you term insurance that allows you to earn rewards and save on your premiums for making healthier choices.

Earn points when you complete educational, fitness and health-related activities. The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy.

  • The opportunity to reduce your insurance premiums
  • Personalized health goals
  • The opportunity to get an Apple Watch from just $0 to record your progress
  • The ability to earn hundreds of dollars in rewards and discounts on popular brands
  Manulife Vitality Plus Manulife Vitality Go
Insurance discounts
Insurance savings* Up to 15% annual premium or cost of insurance discount if you have Family Term with Vitality Plus or Manulife UL with Vitality Plus N/A
Fitness trackers & wearables
Apple Watch From just $01 N/A
Garmin Free Vivofit 4 or 30% off other models 30% off select models
Fitbit Free Fitbit Inspire 3™, or up to 40% off select products.  Up to 40% off select products
Manulife Vitality rewards
Health screening – ExamOne® Free at-home paramedical screening N/A
GoodLife Fitness 25% off individual one-year membership N/A
Orangetheory Fitness® Save up to $60 per month on membership N/A
Les Mills On Demand 30-day free trial & special rates on monthly subscriptions 30-day free trial & special rates on monthly subscriptions
HelloFresh Up to $148 in savings per program year N/A
Gift cards from popular brands Win from active rewards Win from active rewards
Amazon Prime™ $99 gift code for the value of a one-year Prime membership or use towards purchases on N/A
Headspace 30-day free trial 30-day free trial
Expedia™ Save up to 50% on two bookings per program year N/A

* There are no premium savings for Manulife Par with Vitality Plus™ based on Vitality Status™. Instead, Manulife Par with Vitality Plus customers have the potential to earn a Vitality dividend each year, based on their Vitality Status™.

Core plan:

  • Get access to the maximum-value rewards and discounts that Manulife Vitality has to offer when you make healthier choices
  • Choose $250,000 to $25 million in coverage
  • Pay level premiums for 10 years, 20 years, to age 65 or for life
  • Cover your family’s bereavement counseling costs up to $1,000
  • Get a cash advance if you are diagnosed with a terminal illness

Optional add-ons:

  • Get protection in case of serious injuries or accidental death
  • Benefit from flexibility – premium payments could be waived if you become disabled
  • Guarantee your future eligibility for life insurance with a Guaranteed Insurability Option rider
  • Help protect your children and guarantee they can get their own life insurance and critical illness insurance in the future, regardless of their health
  • Ensure you and your business partners can purchase additional coverage in the future as your business grows, without providing medical evidence

Ready to buy?

If you’re ready to buy Family Term with Vitality Plus insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

Get Apple Watch.
Get Active.
Get Rewarded.

Individual Manulife Vitality program members get an Apple Watch from just $0*

Learn more

How much insurance do you need?

Explore our tools to make sure you have the right insurance to protect you and your loved ones.

Family Term product guide

For a closer look at Family Term, download our guide.

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