Family Term with Vitality is term life insurance that allows you to earn rewards and save on your payments – all while improving your health. Earn Vitality PointsTM and Vitality StatusTM when you complete educational, fitness and health-related activities.

The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy:

  • Opportunity to save on your future insurance rates*
  • Personalized health goals and a free monitoring device to check on your progress
  • Rewards and discounts – including a chance to win Vitality PointsTM or Gift Cards when you reach your Vitality Active RewardsTM Weekly target.

*Subject to guaranteed minimum and maximum rates.

Already a Manulife Vitality member?

Plan features

Your beneficiaries receive a tax-free, lump-sum benefit after your death

Choose $500,000 to 20 million in coverage

Stay protected for a term of 10 or 20 years (renewable to age 80) or to age 65 or 100.

Optional add-ons:

  • Get protection in case of serious injuries or accidental death
  • Have flexibility–premium payments could be waived if you become disabled
  • Guarantee your future eligibility for life insurance
  • Help protect your children and position them to get their own life insurance and critical illness insurance in the future

Note: Above features may be subject to terms and conditions

Ready to buy?

If you’re ready to buy Family Term with Vitality insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

Get Apple Watch.
Get Active.
Get Rewarded.

Individual Manulife Vitality program members get Apple Watch from just $0*

Learn more

Insurance products are issued by The Manufacturers Life Insurance Company. The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. Vitality, Vitality Status, Vitality Active Rewards and Vitality Points are trademarks of Vitality Group International, Inc., and are used by The Manufacturers Life Insurance Company and its affiliates under license. Points levels for each Vitality Status and activity are subject to change. Eligibility for specific rewards or participation in specific reward programs may vary depending on the province of residence, Vitality Status, and/or the type and in force status of Manulife Vitality insurance policy that is held.

*Initial payment does not include applicable taxes or upgrades which may include cellular models. Tax on initial payment is based on retail value of Apple Watch. Apple Watch requires iPhone 6s or later with iOS 14 or later. Wireless service plan required for cellular service. Apple Watch and iPhone service provider must be the same.