Affordable income protection for small business owners and employees

If you’re a business owner or an employee, an unexpected illness or injury can have a significant impact on your finances. Venture Series disability insurance is a cost-effective way to help protect your income.

Benefits

Plan details

Core plan:

  • Replace your income if a disability prevents you from doing your regular occupation and you’re not working anywhere else
  • Get more protection over time with an automatic 3% increase every year to your policy amount
  • Plan for the future with the option to exchange your policy for a Manulife long term care insurance policy when the time is right

Optional add-ons:

  • Get some of your premiums back every eight years if you make few or no claims
  • Adjust the monthly benefit according to the Consumer Price Index (CPI)
  • Have the option to change your career while receiving disability income from your policy
  • Receive partial or residual benefits if you continue working in a limited capacity
  • Purchase additional insurance as your income grows, without medical evidence

Note: Above features may be subject to terms and conditions

Ready to buy?

If you’re ready to buy Venture Series insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.