Choose your insurance based on what matters to you:

CoverMe® term life insurance

Flexible and affordable life insurance

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Two coverage options that meet your needs (view details to see what is covered)

Stay protected for a 10-year term with no increases in premium

Renew your coverage every ten years, up to age 85—no medical exam or questionnaire required at the time of renewal

Your beneficiaries receive a tax-free, lump-sum benefit after your death

CoverMe® Easy Issue life insurance

Get life insurance that’s easy to apply for and understand

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Choose $50,000 or 75,000 in coverage if you’re between 18-70

Save money with premiums that won’t increase for 10 years and coverage that won’t decrease

Keep your coverage to age 85 even if your health changes, as long as you pay your premiums

Your beneficiaries receive a tax-free, lump-sum benefit after your death

Manulife Quick Issue Term®

Quick & easy life insurance with no medical exam

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Get covered fast - with no paperwork, no needles and fewer medical questions

Apply in person or over the phone with your advisor 

Single life coverage with level premiums for 10 years, 20 years or until age 65

Family Term

Help protect your family with one affordable, flexible policy

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Choose $100,000 to 20 million in coverage

Pay level premiums for 10 years, 20 years, to age 65 or for life

Customize your coverage using a range of optional  add-ons

Family Term with Vitality™

Help protect your family & earn reward points

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Choose $500,000 to 20 million in coverage

Have the opportunity to lower your premiums based on participation in the program for the first 20 years or until age 65

Earn Vitality PointsTM when you complete educational, fitness and health-related activities

Business Term®

Help protect your business with one affordable, flexible policy

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Choose $100,000 to 20 million in coverage

Pay level premiums for 10 years, 20 years, to age 65 or for life 

Allows you the option to boost your insurance as your business grows, without medical evidence or business evaluations

Insurance products are issued by The Manufacturers Life Insurance Company. The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. Vitality, Vitality Status and Vitality Points are trademarks of Destiny Health Inc., and are used by The Manufacturers Life Insurance Company and its affiliates under license. Garmin® is a trademark of Garmin Ltd. or its subsidiaries. Points levels for each Vitality Status and activity are subject to change. Eligibility for specific rewards or participation in specific reward programs may vary depending on the province of residence, Vitality Status, and/or the type and in force status of Manulife Vitality insurance policy that is held.

CoverMe™ Life insurance frequently asked questions

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How much insurance do you need?

Protect your loved ones by protecting your income - learn how much.

Learn how you can get started

What’s your Vitality Age(TM)?

Your Vitality Age is a simple calculation which helps you understand more about your health.

Start your Vitality Age

Life insurance designed for people on the go - Manulife Quick Issue Term™

Manulife Quick Issue Term offers the life insurance protection you need - FAST, so you can find time for yourself and keep pace with everything else you have on the go.

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