On this page
Instruction: Change of selection promptly shifts the focus to a matching heading further down, on the same page.
Flexcare® provides cost-effective options
If you don’t have coverage through an employer or if your employer group plan doesn’t have the coverage levels you want, Flexcare is here for you with affordable, flexible health insurance options. Flexcare Health and Dental offers comprehensive health insurance and flexible dental insurance options that put you in control. From health insurance for freelancers to health insurance for independent contractors, we can help. With seven plans to choose from, it’s as easy as choosing the dental and drug plan that best meets your needs and budget.
Secure your rate today!
Apply for Flexcare™ Health and Dental by March 31st* and stay protected from rising costs
Learn more
Benefits
Plan details
- Comprehensive health insurance
- Prescription drugs
- Dental services
- Combination of prescription drugs and dental service with vision care and extended health care coverage
| Flexcare Plans | Prescription Drugs | Dental | Vision Care | Extended Health Care |
|---|---|---|---|---|
| DrugPlus Basic | $5,000 | Not covered | $250/2 years | $250,000 Lifetime Maximum |
| DrugPlus Enhanced | $10,000 | Not covered | $250/2 years | $250,000 Lifetime Maximum |
| DentalPlus Basic | Not covered | Year 1: $575/year Year 2: $750/year |
$250/2 years | $250,000 Lifetime Maximum |
| DentalPlus Enhanced | Not covered | Year 1: $840/year Year 2: $920/year |
$250/2 years | $250,000 Lifetime Maximum |
| ComboPlus Starter | $600 | $400 | $150/2 years | $250,000 Lifetime Maximum |
| ComboPlus Basic | $5,000 | $750 | $250/2 years | $250,000 Lifetime Maximum |
| ComboPlus Enhanced | $10,000 | $920 | $250/2 years | $250,000 Lifetime Maximum |
Optional add-ons:
- Manulife Vitality
- Hospital
- Additional vision care
- Travel
- Accidental death and dismemberment
- Catastrophic
Stand-alone coverage:
- Hospital
- Catastrophic
Included in all plans:
- TELUS Health Virtual Care1 – get 24/7 access to virtual healthcare anywhere in the world!2 Learn more.
Live healthy, earn rewards and save money with Manulife Vitality!
Available on all Health & Dental plans, Manulife Vitality gives you insurance plus the opportunity to earn rewards and save on how much you pay—all while improving your health! You can earn points for choosing simple activities like eating well and exercising to completing health assessment online. The more engaged you are and the healthier your choices, the more points you can earn towards rewards!
You can save 5% on your first-year premiums AND up to 10% in following years when you select Manulife Vitality with your Flexcare Health & Dental insurance plan.
Need help?
Find more information, get questions answered, your claims submitted:
Frequently asked questions
No. With Flexcare there are guaranteed acceptance options available that would not require you to complete a medical questionnaire at the time of application.
If you’re self-employed, you can purchase individual health insurance to cover the cost of prescription drugs, professional therapy, vision care and other expenses not covered by government health plans. The cost will depend on your age and sex, where you live and the amount and type of coverage that you choose.
“Flexible plan” means that you’re in charge of your coverage. With Manulife Flexcare, you can choose the type and level of coverage that’s right for you. Choose comprehensive health and dental coverage or a standalone option if you want targeted protection in just one area.
Absolutely! Our flexible health insurance options are a good option for independent contractors, business owners, freelancers and the self-employed — anyone looking for protection from expenses not covered by government health plans.