Lifecheque basic critical illness insurance

Help protect your finances  if you’re critically ill

If you’re diagnosed with a critical illness, you want to have enough money to cover both your usual and additional expenses so that you can focus on your treatments. Get affordable, simple and easy to purchase protection through Lifecheque Basic critical illness insurance.

Core plan:

You receive a tax-free, lump-sum benefit after satisfying the waiting period if you’re diagnosed with:

Life-threatening cancer

Heart attack


Coronary artery bypass surgery

Aortic surgery

Optional add-ons:

If you have never made a claim, get your premiums back when you turn 75

Choose Lifecheque Basic critical illness insurance to help protect your finances:

Set your own priorities with a benefit you can use to help:

Replace your income 

Manage extra expenses

Keep up with mortgage and debt payments

Top up payments from your employee benefits plan

Keep your business running and help protect your business partners 

Choose your coverage: 

$25,000, $50,000 or $75,000 if you’re between 18-55

$25,000 or $50,000 if you’re between 56-60

$25,000 if you’re between 61-65

Stay protected to age 75 even if your health or occupation changes

Find the best resources to support your recovery with Manulife’s one-of-a-kind information and support service, Health Service Navigator®*

Purchase your insurance with confidence, with a 30-day money-back guarantee 

*The insurer cannot guarantee the availability of this benefit indefinitely

Health Service Navigator is offered through and is a registered trademark of Manulife (The Manufacturers Life Insurance Company). Health Service Navigator is powered by WorldCare Inc. WorldCare and The WorldCare Consortium are trademarks of WorldCare Limited, used under license.

Ready to buy?

If you’re ready to buy Lifecheque Basic insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.


Have a question?

Contact us