| Acronym | 
Term | 
AD&D Insurance 
 | 
accidental death & dismemberment insurance 
 | 
COB 
 | 
Coordination of benefits 
 | 
| DB | 
Defined Benefit 
 | 
| DC | 
Defined Contribution 
 | 
| DPSP | 
Deferred Profit Sharing Plan 
 | 
| GIC | 
Manulife Guaranteed Interest Contract 
 | 
| GMWBs | 
Guaranteed Minimum Withdrawal Benefits 
 | 
| HCSA | 
Health care spending account 
 | 
| LIF | 
Life Income Fund 
 | 
| LIRA | 
Locked-in Retirement Account 
 | 
| LTD | 
Long-term Disability 
 | 
| MPIP | 
Manulife Private Investment Pools 
 | 
| NRSP | 
Non-registered Savings Plan 
 | 
| PRPP | 
Pooled Registered Pension Plan 
 | 
| RDSP | 
Registered Disability Savings Plan 
 | 
| RESP | 
Registered Education Savings Plan 
 | 
| RRIF | 
Registered Retirement Income Fund 
 | 
| RRSP | 
Registered Retirement Savings Plan 
 | 
| STD | 
Short-term Disability 
 | 
| SWPs | 
Systematic Withdrawal Plans 
 | 
| TFSA | 
Tax-free Savings Account 
 | 
| UL | 
Universal Life 
 | 
| VRSP | 
Voluntary Retirement Savings Plan 
 |