Glossary of acronyms

Acronym Term
AD&D Insurance
accidental death & dismemberment insurance
COB
Coordination of benefits
DB Defined Benefit
DC Defined Contribution
DPSP Deferred Profit Sharing Plan
GIC Manulife Guaranteed Interest Contract
GMWBs Guaranteed Minimum Withdrawal Benefits
HCSA Health care spending account
LIF Life Income Fund
LIRA Locked-in Retirement Account
LTD Long-term Disability
MPIP Manulife Private Investment Pools
NRSP Non-registered Savings Plan
PRPP Pooled Registered Pension Plan
RDSP Registered Disability Savings Plan
RESP Registered Education Savings Plan
RRIF Registered Retirement Income Fund
RRSP Registered Retirement Savings Plan
STD Short-term Disability
SWPs Systematic Withdrawal Plans
TFSA Tax-free Savings Account
UL Universal Life
VRSP Voluntary Retirement Savings Plan

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