InnoVision® universal life insurance

Full-featured and flexible protection

Your life is busy, and your family or business needs may change often. You need life insurance that will grow and change with you to help protect the people who matter most. InnoVision is a full-featured, flexible universal life insurance contract you can customize to fit your current and future priorities, as well as your tax, wealth accumulation and estate planning goals. It is ideal if you want to:

Core plan:

Coverage starts at $100,000

Choose from over 50 investment accounts

Choose your reward: a loyalty bonus or lower management fees on investment accounts

Guaranteed insurance costs subject to certain conditions

Guaranteed minimum interest investment accounts

Optional add-ons:

Invest with tax advantages

Add term life insurance

Get protection in case of accidental death

Help protect your benefit from inflation

Skip premium payments if you become disabled subject to certain conditions

Guarantee your future eligibility for more life insurance for yourself and as a business owner (based on the growth of your business)

Help protect your children and guarantee they can get their own life insurance in the future, regardless of their health

Choose InnoVision universal life insurance for flexible protection you can customize to meet your needs:

Help protect wealth transfers to your beneficiaries and maximize your investment returns on a tax-deferred basis

If you have better than average health and lifestyle characteristics, you may be able to save money on insurance costs

Choose premiums that increase annually or pay a little extra for premiums that never go up

Access your cash value tax-free if you become disabled

Choose a bonus option to either earn additional interest (loyalty bonus) or enjoy lower management fees on your investment accounts

View a sample contract

Ready to buy?

If you’re ready to buy InnoVision universal life insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.

Check your universal life investment accounts

Have a question?

Contact us