Venture Series® disability insurance

Affordable income protection for small business owners and employees

If you’re a business owner or an employee, an unexpected illness or injury can have a significant impact on your finances. Venture Series disability insurance is a cost-effective way to help protect your income.

Core plan:

Replace your income if a disability prevents you from doing your regular occupation and you’re not working anywhere else

Get more protection over time with an automatic 3% increase every year to your policy amount

Plan for the future with the option to exchange your policy for a Manulife long term care insurance policy when the time is right

Optional add-ons

Get some of your premiums back every eight years if you make few or no claims

Adjust the monthly benefit according to the Consumer Price Index (CPI)

Have the option to change your career while receiving disability income from your policy

Receive partial or residual benefits if you continue working in a limited capacity

Purchase additional insurance as your income grows, without medical evidence

Note: Above features may be subject to terms and conditions

Choose Venture Series disability insurance to protect your income:

Count on non-cancellable coverage to age 65 with no rate increases or reduced benefits, as long as you pay your premiums on time

Get premium discounts available to qualified business owners

Maintain comprehensive disability coverage even if you’re on leave (such as maternity/paternity) or sabbatical

Transition back into work with partial benefits

Receive higher benefits than many competing products if your disability qualifies for Workers’ Compensation or no-fault automobile insurance benefits

Access to special programs for new business owners, farm owners, part-time workers and students and new grads in select professions

Ready to buy?

If you’re ready to buy Venture Series insurance, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.


Frequently asked questions

Your regular occupation is the gainful occupation or occupations in which you are engaged at the onset of disability.

Have a question?

Contact us