Whole Life

Adjustable Whole Life

Original line of business: Gerling Global

Updated on: Dec 12, 2018

Product snapshot

The Adjustable Whole Life policy is a whole life policy with premiums that are adjustable every 5 years.

Basic product information

Product administration guide: N/A

Sample contract: N/A

Dividend options: N/A

Bonus: N/A

Dividend options

N/A

Bonus

N/A

Premium paying period

  • Premiums are payable to age 100
  • Premiums are subject to review every 5 years and may be adjusted at that time 

Policy fees

N/A

Deposit load

N/A

Values, loans & withdrawals

Non forfeiture option: Yes

Loans: Yes

Withdrawals: N/A

Non-forfeiture option

Automatic premium loan (APL) 

Loans

Loans are available 

Withdrawals

N/A

Cash value

The policy has guaranteed cash values

Reduced paid up

N/A

Riders & benefits

Premium offset/holiday: N/A

Premium offset/holiday

N/A

Death benefit

N/A

Reinstatement period

N/A

Convertible

N/A