Manulife Vitality

¹ Free Apple Watch refers to Apple Watch SE 3 with $0 initial payment (plus tax) and $0 monthly payments earned by accumulating 500 Vitality Points through Standard or Active Workouts every month for 24 months.

Initial payment does not include applicable taxes or upgrades which may include cellular models. Tax on initial payment is based on retail value of Apple Watch. Apple Watch Ultra 3, Apple Watch Series 11, and Apple Watch SE 3 require iPhone 11 or later with iOS 26 or later. Wireless service plan required for cellular service. Eligibility for specific rewards or participation in specific reward programs may vary. Apple Watch and iPhone service provider must be the same. The full value of the Apple Watch SE 3 is $329, which is comprised of monthly payments of $13.70 per month over 24 months. The full value of the Apple Watch Series 11 is $549, comprised of an initial payment of $220 plus tax, then monthly payments of $13.70 per month over 24 months. The full value of the Apple Watch Ultra 3 is $1,099, comprised of an initial payment of $770 plus tax, then monthly payments of $13.70 per month over 24 months. Each monthly payment can be reduced to as little as $0 depending on how many Vitality Points you earn. Apple is not a participant in or sponsor of this promotion. Apple Watch is a trademark of Apple Inc. All rights reserved.

² Savings on insurance costs are in comparison to the same Manulife life insurance policy without Vitality Plus. The level of savings on insurance costs will vary based upon the Vitality Status achieved by the life insured. Savings on insurance costs are only available on Family Term with Vitality Plus and Manulife UL with Vitality Plus. Manulife Par with Vitality Plus offers the potential for Vitality Dividends.

³ Bronze potential savings is based on purchase of an Apple Watch Ultra 2 with $0 monthly payments earned ($452 value), ExamOne health check ($120 value), $400 in adidas sportswear with 15% off, $40 off WHOOP membership, 25% off the Ultimate GoodLife membership ($259.94 value) and maximum Expedia bookings at 10% off ($200 value). Silver potential savings is based on purchase of an Apple Watch Ultra 2 with $0 monthly payments earned ($452 value), ExamOne health check ($120 value), 25% off the Ultimate GoodLife membership ($259.94 value), $20 HelloFresh savings, $400 in adidas sportswear with 20% off, $40 off WHOOP membership and maximum Expedia bookings at 15% off ($300 value). Gold potential savings is based on purchase of an Apple Watch Ultra 2 with $0 monthly payments earned ($452 value), ExamOne health check ($120 value), 25% off the Ultimate GoodLife membership ($259.94 value), $45 HelloFresh savings, $400 in adidas sportswear with 25% off, $40 off WHOOP membership and maximum Expedia bookings at 25% off ($500 value). Platinum potential savings is based on purchase of an Apple Watch Ultra 2 with $0 monthly payments earned ($452 value), ExamOne health check ($120 value), 25% off the Ultimate GoodLife membership ($259.94 value), $154 HelloFresh savings, $400 in adidas sportswear with 30% off, $40 off WHOOP membership and maximum Expedia bookings at 50% off ($1,000 value).

⁴ Answer a skill-testing question correctly to win any award from the Vitality Wheel™.

⁵ Health and dental insurance premium savings are 2% at Silver, 5% at Gold and 10% at Platinum.

⁶ Eligibility requirements: Insured must have reached their 18th birthday by the time the policy is issued. Available on single life coverage only. 

Eligibility for rewards may change over time and are not guaranteed over the full life of the insurance policy.

New Les Mills+ members will be billed after their free trial but can change payment methods or cancel future payments at any time. No annual subscription required.

Members who have reached Platinum Status and complete their Vitality Health Review (VHR) for three consecutive years are automatically eligible to receive a $99 Amazon gift code. Your Amazon gift code can be applied towards purchases on Amazon.ca. Amazon gift codes cannot be transferred or resold. Amazon is not a sponsor of this promotion. All Amazon ®, ™ & © are IP of Amazon, Inc. or its affiliates.

One HelloFresh offer per household for new customers only. You'll receive 50% off your first box plus free shipping on your first box (valued at $9.99, or $19.99 if you are in Newfoundland). Deal valid with the purchase of a 2- or 4-person meal plan where HelloFresh delivers in Canada. Upon redemption, you will be enrolled in an auto-renewing subscription which you may cancel at any time, in accordance with our Terms and Conditions. Please check hellofresh.ca for more information. The HELLOFRESH trademark and family of associated marks are owned by affiliates of HelloFresh Canada Inc. and used under license.

You must have an up-to-date WHOOP membership and use an iOS device to earn Vitality Points with WHOOP. All WHOOP memberships automatically renew as an annual membership at the then current price. The apparel and accessories discount is not applicable to SportFlex bands, batteries, or packs. Additional fees for shipping WHOOP band or apparel and accessories and tax are dependent on location.

Eligible members can earn a discount on online purchases only at adidas.ca, for up to $1000 per coupon code. The amount of discount for Plus members will vary based upon Vitality Member’s Vitality status (Bronze -15%, Silver - 20%, Gold - 25%, Platinum - 30%). Go members can earn 15%, regardless of status. Some exclusions apply. See adidas.ca for details.

Offer good for 15%, 20%, 25% or 30% off full price items adidas.ca and adidas.ca/fr. Enter code at checkout to apply discount up to $1000. One use per customer. Offer cannot be combined with other offers, additional coupons, or discounts. Offer is not valid on prior purchases. Offer not valid for cash. While quantities last. Exclusions apply, including but not limited to: 4D, Select Ultraboost, Pharrell x adidas, Disney, adizero adios pro, Human Made, limited edition Originals, Select Samba, Select Gazelle, Select Campus, Select NMD, Select Stan Smith, Select Superstar, Gift Cards and purchases on the Confirmed App. Valid on domestic Canadian orders only. adidas reserves the right to change terms and conditions, substitute offer of equal or greater value and end offer at any time without notice. Void where prohibited or restricted by law. Fitbit, Fitbit Inspire 3 and the Fitbit logo are trademarks or registered trademarks of Fitbit in the U.S. and other countries.  

Garmin and vívosmart are registered trademarks of Garmin Ltd. or its subsidiaries. Limit two devices at checkout. Offer may not be combined with any other coupons, discounts, promotions or rebates. Discount is subject to Garmin Terms and Conditions. Some exclusions may apply, such as newly launched products for 60 days or more post-launch. Offers subject to change at the discretion of Garmin.

Oura Membership required for access to the complete suite of features and to earn Vitality Points with Oura Ring – 1 month included for new members, $7.99 CAD/month (before tax) afterwards – The Oura Membership automatically renews each month until canceled in accordance with the Oura Terms of Use. This Oura Ring offer cannot be combined with other offers from Oura. Oura Ring products and services are not medical devices, and are not intended to mitigate, prevent, treat, cure, or diagnose any disease or condition. If you have any concerns about your health, please consult your doctor.  Vitality members can earn Vitality Points for Meditation and Healthy Sleep with the Oura Ring. iOS users can also earn Vitality Points for workouts through heart rate, steps, and Active Calories. © 2025 Oura Health Oy. All Rights Reserved. ŌURA and OURA and Ō are trademarks of Oura Health Oy and may not be used without permission.

GoodLife Fitness® and GoodLife Fitness are trademarks or registered trademarks and are used under license.

ExamOne is a registered trademark of Quest Diagnostics.

Expedia and the Expedia Logo are either registered trademarks or trademarks of Expedia, Inc. in the United States and/or other countries. All other trademarks are the property of their respective owners.

Conditions apply. Contact a studio near you for full details. Orangetheory^® and other Orangetheory^® marks are registered trademarks of OTF IP Holder, LLC. © Copyright 2025 OTF IP Holder, LLC and its affiliates. 

Cronometer’s platform, application and services are offered and operated by Cronometer Software Inc., an independent third-party provider. Manulife is not responsible for Cronometer’s platform, its application or the services provided thereon. Access to the full features and personalized insights on the Cronometer platform and application requires an active Cronometer membership. New users are eligible for a 30-day free trial. After the trial period, your subscription will automatically renew at the current rate advertised on Cronometer's website at the time of renewal, not inclusive of applicable taxes, unless cancelled, all in accordance with Cronometer’s Terms of Service. The information provided by Cronometer is for general informational and educational purposes only and is not intended as, and should not be construed as, medical advice. Cronometer does not provide diagnosis, treatment, cure, or prevention of any health condition or medical condition. You should always consult your physician or other qualified healthcare provider regarding any questions you may have about a heath condition or medical condition, dietary changes, or exercise regimen. This offer cannot be combined with other promotions or discounts unless explicitly stated. Cronometer is a registered trademark/trademark of Cronometer Software Inc. Used under license by The Manufacturers Life Insurance Company.

Eligible members who have achieved Bronze Status will be provided with a 15% discount code^* for unlimited use with no minimum spend. Eligible members who have achieved Silver Status will be provided a 25% discount code^* for unlimited use with no minimum spend. Eligible members who have achieved Gold Status will be provided with a 35% discount code^* for five uses per year with no minimum spend. Eligible members who have achieved Platinum Status will be provided with a 45% discount code^* for five uses per year with no minimum spend.

^*Discount code can be applied to lowest advertised price sitewide on pkgshop.com. Discount code cannot be combined with any other discounts, promotions or shipping amounts. Subject to terms and conditions located on the PKG website. PKG is a registered trademark of The Priestman Electronics Corporation.

Discounted access to the GRAIL Galleri^® multi-cancer early detection blood test through Medcan is available to Manulife Vitality Plus™ members who meet specific eligibility criteria.

To qualify, individuals must be 50 years of age or older, must not have received cancer treatment within the past three (3) years, and have coverage under the following products:

• Family Term with Vitality Plus™ policy with a total coverage amount of $1,000,000 or greater, excluding rider coverages;
• Family Term with Vitality™ policy with a total coverage amount of $1,000,000 or greater, excluding rider coverages.
• Manulife UL with Vitality Plus™ policy with a total coverage amount of $1,000,000 or greater, including coverages from a Term Insurance Rider, but excluding other riders; or
• Manulife Par with Vitality Plus™ policy with a total coverage amount of $1,000,000 or greater, including coverages from Term Insurance Rider, but excluding other riders.

Manulife Vitality Go™ , Flexcare^® and FollowMe™, Health & Dental products are not eligible.

Eligibility for rewards may change over time and are not guaranteed over the full life of the insurance policy.

The Galleri^® multi-cancer early detection blood test does not detect a signal for all cancers. Not all cancers can be detected in the blood. False positive and false negative results do occur. 1 in 100 can expect to receive a CSD result, and approximately 60% of these individuals will receive a confirmed cancer diagnosis. The overall sensitivity in study participants with head and neck cancer was 85.7% (63.2% for stage I, 82.4% stage II, 84.2% stage III, 96.0% stage IV).

The Galleri^® multi-cancer early detection blood test is a screening test and does not diagnose cancer. Diagnostic testing is needed to confirm cancer. The Galleri^® test is not a genetic risk assessment and does not predict future genetic risk for cancer. The Galleri^® test does not detect a signal for all cancers, and not all cancers can be detected in the blood. False positive and false/negative results do occur. Galleri^® should be used in addition to healthcare provider recommended screening tests.

Important Safety Information: The Galleri^® test is recommended for use in adults with an elevated risk for cancer, such as those age 50 or older. The test does not detect all cancers and should be used in addition to routine cancer screening tests recommended by a healthcare provider. The Galleri^® test is intended to detect cancer signals and predict where in the body the cancer signal is located. Use of the test is not recommended in individuals who are pregnant, 21 years old or younger, or undergoing active cancer treatment.

Lab / Test information: GRAIL, Inc.’s clinical laboratory is certified under the Clinical Laboratory Improvement Amendments of 1988 (CLIA) and accredited by the College of American Pathologists. The Galleri^® test was developed, and its performance characteristics were determined by GRAIL. The Galleri^® test has not been cleared or approved by the Food and Drug Administration. This test is not Health Canada or FDA approved and has not been endorsed by any professional medical societies at this time. The GRAIL clinical laboratory is regulated under CLIA to perform high-complexity testing. The Galleri^® test is intended for clinical purposes.

Insurance products are issued by The Manufacturers Life Insurance Company. The Vitality Group Inc., in association with The Manufacturers Life Insurance Company, provides the Manulife Vitality program. The Manulife Vitality program is available with select policies. Please consult your financial representative to learn more and find out if you qualify for this product. Vitality is a trademark of Vitality Group International Inc. and is used by The Manufacturers Life Insurance Company and its affiliates under license. Vitality, Vitality Age, Vitality Points, Vitality Status, Vitality Health Review, Vitality Wheel, Vitality Go and Vitality Plus are trademarks of Vitality Group International, Inc., and are used by The Manufacturers Life Insurance Company and its affiliates under license.

Flexcare and FollowMe are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license Manulife, Stylized M Design, and Manulife & Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.