Health and dental insurance

Most Canadians have government-funded insurance to cover basic healthcare needs like doctor visits and prescription drugs. Some also have employer health and dental benefits (or student benefits) that cover certain services, including dental and vision care.

The problem is that these programs have gaps in their health and dental coverage, and sometimes, they’re significant. That’s where personal dental insurance from providers like Manulife comes in.

Private, or personal health & dental insurance and health insurance can help protect you from unforeseen health and dental expenses not covered by other plans and providers. This can include certain prescription drugs, vision care, and dental care. Having private insurance that fills gaps in your government or work insurance can reassure you, and help you be prepared for the unexpected.

Getting Manulife health and dental insurance in Canada is simple. Once you select the plan that meets your needs, you simply pay monthly premiums and make claims if and when you need to access services.

Manulife has different plans that provide access to preventive health care, mental health services, dental work, and even holistic wellness services like chiropractic care and acupuncture. You can also buy specific insurance, such as disability or critical illness, which can help protect your family and home if you lose or partially lose your ability to earn an income.

Manulife’s health and dental insurance has many benefits beyond the protection it provides. These include:

• Moving with you: Many Manulife insurance plans move and evolve with you, even if you change jobs or if your health changes.
• Special rates for big families: Certain Manulife health and dental plans, such as Flexcare and FollowMe, include special rates for families with three or more children.
• Covers pre-existing medical conditions: Many plans cover pre-existing medical conditions, so you have access to affordable insurance that fits your unique needs.

To get health and dental, you need to:

• Be a resident of Canada aged more than 18 years. Note: Children of the insured person can be covered by their insurance.
• Have coverage under your government health insurance plan.
• Disclose any medical condition, injury or illness that you experience on or before your application. This applies to plans that are medically necessary, or which require a medical questionnaire.

To get started:

1. Review the available health insurance plans and select the option that best suits your needs.
2. Get a quote to better understand how much you’ll be paying for your plan monthly.
3. Apply by filling out an online application.

What about non-residents of Canada spending an extended amount of time in the country? Manulife offers Visitors to Canada travel plans which can help cover unexpected medical and dental expenses. Explore our Visitors to Canada insurance plans to get health and dental insurance quotes. Learn more.

Certain Manulife dental plans can cover braces for adults and dependent children, and dental implants for certain teeth. Explore our plans and download samples of our insurance options to learn more.