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. | Healthy lifestyle, healthy rewards
You exercise and eat right to feel good about your health. Now your healthy choices can make you feel good about your insurance, too.
Manulife rewards healthy living with Healthstyles, a unique program that bases how much you pay for insurance on your health and your lifestyle. Healthstyles looks at key health and lifestyle factors, such as tobacco use, blood pressure, cholesterol levels, and family medical history to give you an opportunity to enjoy lower rates on Manulife term, whole life or universal life insurance.
It’s not difficult to qualify for Healthstyles— close to 40% of our customers enjoy significant savings on their life insurance, just for being healthy. The table below shows how our customers fit into each Healthstyle category.
Why pay more than you have to? To get an idea of what Healthstyle category you might be, try our fast and easy Healthstyle Indicator.
Category | Description | Customers by Healthstyle Category |  |
1 | Excellent health, non-smoker | 15% | |
2 | Above average health, non-smoker | 23% | |
3 | Good health, non-smoker | 47% | |
4 | User of tobacco or nicotine products other than cigarettes | 1% | |
5 | Cigarette smoker | 14% | |
Healthy living tips
Common conditions
Health-related online calculators
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