Healthy Lifestyle, Healthy Rewards: A Unique Program We Offer that Bases how much you Pay for Insurance on your Health and your Lifestyle (Manulife Financial - Canada)
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Healthy lifestyle, healthy rewards

You exercise and eat right to feel good about your health. Now your healthy choices can make you feel good about your insurance, too.

Manulife rewards healthy living with Healthstyles, a unique program that bases how much you pay for insurance on your health and your lifestyle. Healthstyles looks at key health and lifestyle factors, such as tobacco use, blood pressure, cholesterol levels, and family medical history to give you an opportunity to enjoy lower rates on Manulife term, whole life or universal life insurance.

It’s not difficult to qualify for Healthstyles— close to 40% of our customers enjoy significant savings on their life insurance, just for being healthy. The table below shows how our customers fit into each Healthstyle category.

Why pay more than you have to? To get an idea of what Healthstyle category you might be, try our fast and easy Healthstyle Indicator.

Category
Description
Customers by Healthstyle Category
1
Excellent health, non-smoker
15%
2
Above average health, non-smoker
23%
3
Good health, non-smoker
47%
4
User of tobacco or nicotine products other than cigarettes
1%
5
Cigarette smoker
14%

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